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App Of The Week: Rubies Bank

If you’re home due to the COVID-19 lockdown, then you might be relying on digital banking for most of your transactions. Digital banking saves people the stress of visiting a physical bank to carry out their transactions. This makes it important than ever in a time when people are advised to maintain social distancing and avoid large gatherings.

 If you’re in need of 100% digital bank that doesn’t incur any charges and operates seamlessly, then look no further.

Rubies is a fully digital banking platform that offers top-notch services at zero rates. The app his powered by cutting-edge technologies such as Cloud Technology, AI, and analytics which facilitate seamless banking for customers.


What You Get When You Use Rubies 

  • A personalised account number so you can your mobile phone or any number you want. 
  • Customisable Account: You get a free ATM card which is delivered to you at no cost and has your preferred name e.g. nickname. 
  • Proximity Transfer: You’re able to send money using location. 
  • No hidden charges 

What Makes Rubies Different From Other Banks?

Bank Charges: For interbank transactions, Rubies charges N10 (instead of N52 that traditional banks charge), this being the cost of the transaction payable to the switches, while Rubies earns nothing.

Zero Maintenance Charges: Unlike traditional banks,Rubies lets you bank without incurring any maintenance charges.

You Can Earn Money On Rubies 

Rubies provides a platform for those who want to run their own mini bank. Through a unique feature on the app, anyone can become an independent banker otherwise known as iBanker.  

All you have to do is integrate your own “banking customers” using your unique link and every time your customer does a transaction, you earn money. 

Rubies opens up various possibilities for customers in ways that have never been seen before in the banking sphere. 

Getting The App

Download Rubies here for Android and iOS.

Featured Image Source: Nairametrics

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Samuel Okoruwa

My name is Samuel Okoruwa. I am an ardent researcher, reading is life and writing is fun.

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  1. Pingback: App Of The Week: OneBank • Connect Nigeria

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